:root{--navy:#0b1632;--yellow:#ffcc4c;--paper:#f7f6f1;--muted:#4c5568}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:6rem}body{margin:0;color:var(--navy);background:white;font-family:Arial,Helvetica,sans-serif;line-height:1.65}a{color:inherit}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #b48200;outline-offset:5px}img{max-width:100%;height:auto}.wrap{width:min(1180px,88%);margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:white;padding:1rem;z-index:10}header{background:var(--navy);color:white}.nav{min-height:100px;display:flex;align-items:center;justify-content:space-between;gap:2rem}.logo{width:178px;display:block}.nav nav{display:flex;gap:2rem;align-items:center}.nav a{text-decoration:none}.nav nav a:hover{text-decoration:underline;text-underline-offset:6px}.nav .contact-link{border:1px solid var(--yellow);color:var(--yellow);padding:.55rem 1.2rem}.hero{position:relative;isolation:isolate;min-height:640px;display:flex;align-items:center;background:var(--navy);color:white;overflow:hidden}.hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,22,50,.96),rgba(11,22,50,.74) 48%,rgba(11,22,50,.15));z-index:-1}.eyebrow{text-transform:uppercase;font-size:.77rem;font-weight:700;letter-spacing:.2em;color:var(--muted);margin:0 0 1rem}.hero .eyebrow,.dark .eyebrow{color:var(--yellow)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(2.8rem,5.8vw,5.3rem);line-height:1.05;letter-spacing:-.045em;max-width:850px;margin-bottom:1.8rem}h2{font-size:clamp(2rem,3.3vw,3rem);line-height:1.15;letter-spacing:-.035em;margin-bottom:1.5rem}h3{font-size:1.2rem;line-height:1.4}.hero p.lead{font-size:clamp(1.1rem,1.8vw,1.4rem);max-width:650px;margin-bottom:2rem}.button{display:inline-block;background:var(--yellow);color:var(--navy);text-decoration:none;padding:.9rem 1.5rem;font-weight:700}.button:hover{background:#ffda7c}.section{padding:100px 0}.intro{max-width:770px;font-size:1.2rem}.pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;margin-top:3.5rem}.pillar{border-top:3px solid var(--yellow);padding-top:1.5rem}.pillar span{display:block;color:#6d7584;font-size:.8rem;margin-bottom:1rem}.pillar p{font-weight:700}.paper{background:var(--paper)}.split{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start}.small{font-size:.88rem;color:var(--muted)}.calculator{background:white;padding:2rem;border-top:6px solid var(--yellow)}.investment{display:flex;justify-content:space-between;align-items:center;gap:1rem;font-size:1.1rem}.investment output{font-weight:700;font-size:1.45rem;white-space:nowrap}input[type=range]{width:100%;accent-color:var(--navy);margin:1.8rem 0 1rem;min-height:32px}.range-labels{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-bottom:1.5rem}dl{margin:0}dl>div{display:flex;justify-content:space-between;gap:1rem;padding:.8rem 0;border-top:1px solid #e4e6eb}dt{max-width:65%;font-size:.9rem}dd{margin:0;font-weight:700;white-space:nowrap}.calc-note{font-size:.78rem;color:var(--muted);margin:1.5rem 0 0}.center{text-align:center}.center .intro{margin-left:auto;margin-right:auto}.diagram{margin-top:3rem;display:block}.diagram img{width:100%}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:2.5rem;counter-reset:steps;margin-top:3.5rem;padding:0;list-style:none}.steps li:before{counter-increment:steps;content:counter(steps,decimal-leading-zero);display:block;font-size:2.8rem;line-height:1.2;letter-spacing:-.05em;margin-bottom:1.5rem;color:var(--navy);border-bottom:3px solid var(--yellow);padding-bottom:1rem}.steps p{font-size:.95rem;color:var(--muted)}.vision{position:relative;isolation:isolate;min-height:340px;display:flex;align-items:center;color:white;background:var(--navy);overflow:hidden}.vision>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.vision:after{content:"";position:absolute;inset:0;background:rgba(11,22,50,.67);z-index:-1}.vision h2{max-width:750px;font-size:clamp(2.2rem,4.5vw,4rem);margin:0}.contact-box{border-left:4px solid var(--yellow);padding-left:2rem}.contact-box a{font-size:1.1rem}.contact-box p:last-child{margin:0}.contact-note{background:var(--paper);padding:2rem}.contact-note .button{margin:.5rem 0 1rem}.contact-note p:last-child{margin:0}footer{background:var(--navy);color:white;padding:3rem 0}.footer-row{display:flex;justify-content:space-between;align-items:center;gap:2rem}.footer-links{display:flex;gap:1.5rem;flex-wrap:wrap;font-size:.9rem}.legal{max-width:850px;padding:70px 0 100px;overflow-wrap:anywhere}.legal h1{font-size:clamp(2.4rem,5vw,4rem);margin-bottom:2.5rem}.legal h2{font-size:1.6rem;margin:2rem 0 1rem}.legal h3{margin-top:1.7rem}.legal ul{padding-left:1.4rem}.legal a{text-decoration:underline}.home-alias{padding:6rem 0}.noscript{font-size:.9rem}.source-note{border-top:1px solid #ddd;padding-top:1rem;margin-top:2rem;font-size:.85rem;color:var(--muted)}@media(max-width:850px){.nav{min-height:86px;gap:1rem}.logo{width:145px}.nav nav{gap:1rem;font-size:.85rem}.nav .contact-link{padding:.4rem .7rem}.hero{min-height:590px}.hero:after{background:rgba(11,22,50,.77)}.section{padding:65px 0}.pillars,.steps{grid-template-columns:1fr 1fr;gap:2rem}.split{grid-template-columns:1fr;gap:2.5rem}.footer-row{align-items:flex-start;flex-direction:column}.vision{min-height:280px}}@media(max-width:480px){.nav{align-items:flex-start;flex-direction:column;padding:1.2rem 0;gap:1.1rem}.nav nav{width:100%;justify-content:space-between;gap:.6rem;font-size:.8rem}.nav .contact-link{border:0;padding:0}.hero{min-height:570px}.hero p.lead{font-size:1.08rem}.pillars,.steps{grid-template-columns:1fr}.pillars{gap:1.2rem}.pillar{padding-top:1rem}.pillar span{margin-bottom:.4rem}.steps{gap:1.5rem}.steps li:before{font-size:2rem;margin-bottom:1rem}.calculator{padding:1.25rem}.investment{display:block}.investment output{display:block;font-size:1.5rem}.contact-box{padding-left:1.3rem}.contact-note{padding:1.3rem}.footer-links{gap:1rem}dd{font-size:.85rem}.vision h2{font-size:2.3rem}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.split>*{min-width:0}.split h2{overflow-wrap:anywhere}